Online Fraud: When Online Keep It In Mind

Online fraud, or phishing is not going away, but is only getting more sophisticated, which makes it all the more important that you are CAREFUL online. Criminals want to do all they can to make easy money from you. Don’t let them.
When going online, be SMART just like you would offline. NEVER click on a web link in an email message unless you are 110% SURE of the source of the email message. It’s best to go to, for example, by typing it directly into your web browser and NOT from a link in an email message.
Cnet writes he first wave of phishing attacks played on the ignorance of unsuspecting consumers, spamming their in-boxes with e-mails that looked like they linked to Web sites belonging to banks, investment companies and e-commerce businesses such as eBay. In reality, they were fake pages designed to lure people into divulging account login data, or other sensitive personal information that could enable the crooks to commit identity fraud.
Recent attacks have gotten more sophisticated, with advances in phishing schemes that use e-mail and the creation of fraudulent Web pages that appear almost identical to their legitimate counterparts.
And new threats have arisen: Attacks based on instant messaging; ploys that use JavaScript technology to hide threats on legitimate Web pages; and new social-engineering strategies.
One of the most telling examples of improved social-engineering techniques is a recent attack that didn’t seek to nab victims’ names, addresses or Social Security numbers.