Most of the people who are scammed online are NOT going to be computer literate techies who know about forged domain names, web links and email addresses.
For the most part, it’s going to be people who think that a pop-up box saying they have a virus is a legitimate error message from their anti-virus software, instead of being an advertisement or worse.
When online, educate yourself to the dangers in the online community. There are thousands of people who wake up thinking of new or better ways to scam money or an identity from you.
The New York Times writes Indeed, despite more than 10 years of exposure to the nature of Internet communications – cheap, quick, anonymous, unverifiable – hoaxes, viruses and outright fraud continue to spread. And while some of this can be attributed to the endless stream of newcomers to the online free-for-all, it isn’t just newbies who forward chain e-mail messages, get duped by implausible offers or enter their account numbers into fake online bank forms.
Why? David Zumwalt, the chief executive of Privacy Inc., a company that provides e-mail monitoring and filtering services, suggests that we fall for phishing campaigns not just because “the sophistication of phishing e-mails and phishing Web sites has improved significantly,” he wrote in the company’s Web log, but also “because, well, some of us are just gullible.”