Step Aside Kickstarter, SBA Loans Are Now Fully Online from SmartBizLoans

Getting financial help is arduous for many growing businesses. While credit cards are relatively easy to get and use, it’s harder to apply for a loan (so much paper work) and doing a crowd funded campaign is not easy either.

In steps a new service, from SmartBiz (www.smartbizloans.com) by financial services technology company Better Finance, Inc. and SBA preferred lender Golden Pacific Bank.

It’s the first fully-online, automated SBA loan program offering low interest rates, an easy application process, and a speedy decision for loans ranging between $5,000 to $ 150,000 to qualifying businesses in all fifty states. With longer repayment terms, low monthly payments, and no penalty for early payoff, SmartBiz lets small business owners keep more of their profit in-house to invest in growing a solid, sustainable business. SmartBiz has been available on a limited basis since late 2013 and has already received over $25 million in applications.

Before applying for a loan make sure you have discussed your overall business with an adviser who can help you understand IF you need the money and help you strategically plan for HOW you’ll invest the money.

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About Ramon Ray

Ramon Ray, Marketing & Technology Evangelist, Smallbiztechnology.com & Infusionsoft. Full bio at http://www.ramonray.com . Check him out on Google Plus, Twitter or Facebook