Hurricanes are no joke. Those of us in the North East saw the devastating damage of Hurricane Sandy. Hurricane Jaoquin thankfully missed us this season – but what if it hadn’t. Would you have been ready?
The NY Times writes, that smart business owners have simple (and some complex) plans in what to do in the event of a disaster.
Some things to consider:
- Do you have insurance (to cover every aspect of a hurricane – fire, flood, wind, etc)
- What about emergency funds set aside to cover things that insurance won’t cover (whatever that might be) and operating expenses
- What are critical areas of your business that the hurricane might affect
- Are your employees trained
- Do you have a current and active backup of everything (not saved near your place of business)
- If you need a physical location – do you know how to operate from home OR do you have a backup location ready if you are using machines and other similar equipment
- Do you have a list of all your employees and their records
- Do you have a list of customers and their records
- Do you have a list of suppliers and their records. Do you have relationships with these key suppliers are alternative sources of supplies.
It’s hard to plan for the unknown – but we’ve had enough natural disasters that you can read up on the challenges that others have gone through.
Check out FEMA and other resources for help in developing a plan for your business – and your family.